ACH processing reinvented.

High-throughput processing, intelligent routing,
built-for-scale APIs.

Why PlatformNext

Robust ACH and Same-Day ACH processing with exception management
and automated representments

API-first architecture for tight ISV and enterprise integrations

Cloud scalability and multi-ODFI connectivity

The Problem with

Legacy Processing

The Problem with

Legacy Processing


Most ACH processors bolt new features onto aging infrastructure. Integrations require custom builds. Exception handling is manual. Scaling means re-platforming.

Fragmented workflows. Documents scattered across email. Manual reviews that bottleneck approvals. Every delay costs you revenue and frustrates merchants.


Most ACH processors bolt new features onto aging infrastructure. Integrations require custom builds. Exception handling is manual. Scaling means re-platforming.

PlatformNext is different.

PlatformNext is different.

It's Profituity's core processing engine—engineered from the ground up for high-throughput ACH, intelligent routing, and resilient exception handling.

Fragmented workflows. Documents scattered across email. Manual reviews that bottleneck approvals. Every delay costs you revenue and frustrates merchants.

It's Profituity's core processing engine—engineered from the ground up for high-throughput ACH, intelligent routing, and resilient exception handling.

How It Works

How It Works


PlatformNext provides the operational backbone for integrations, settlement, and day-to-day payment operations.


Batch and recurring processing runs automatically. Intelligent routing applies your rules. Exception queues and automated representments keep operations flowing.

The result: reliable processing with fewer manual interventions and faster time-to-market for payment features.

Threaded through the platform is Alice, our embedded AI assistant, surfacing the right Nacha rules and operational guidance exactly when teams need them.

Capabilities

What You Get


High-Throughput ACH Processing

Centralized Evidence Management

Centralized Evidence Management

Batch and recurring payment processing with full ACH and Same-Day ACH support. Built to handle volume at scale.


Intelligent Routing & Workflow Engine

Auditor Collaboration Workspace

Auditor Collaboration Workspace

Configurable routing rules, retry logic, and exception queues.
Your processing logic, automated.


Returns & Representment Automation

Automated Evidence Capture

Automated Evidence Capture

Automated return handling and representment workflows
reduce manual touchpoints and speed resolution.


Built-In Compliance

Alice Integration

Alice Integration

Nacha formatting validation, automated return handling, and reporting capabilities built into the core engine.


API-First Architecture

Audit Trail & Reporting

Audit Trail & Reporting

Full API coverage, developer SDKs, and white-label options for ISVs. Integrate once, scale everywhere.


Multi-ODFI Connectivity

Audit Trail & Reporting

Audit Trail & Reporting

Cloud-native infrastructure with multi-ODFI connectivity
for redundancy and routing flexibility.

Deployment Options

Standalone


Standalone

Deploy PlatformNext as your core ACH processing engine with immediate API access and processing automation.

Integrated with Compliance+


Integrated with Compliance+

Connect processing workflows to compliance monitoring and risk assessment frameworks.

Full Cloud Integration


Full Cloud Integration

Combine with Onboard+, Compliance+, and Audit+ for end-to-end automated operations from merchant onboarding through audit readiness.

Get Started

PlatformNext gives teams a reliable, API-first processing foundation so you can launch payment features faster and operate with fewer manual interventions.

Whether you adopt PlatformNext independently or as part of the full Profituity Cloud, you'll shorten time-to-value, reduce operational friction, and scale with confidence.

Profituity brings deep payments expertise, regulator-aligned processes, and developer-friendly APIs so you can automate operational work, reduce compliance friction, and grow with confidence.

Request a demo to see how PlatformNext fits your architecture.

Book a Call

Contact Us

5500 Brooktree Road, Suite 104
Wexford, PA 15090

Stay Updated with Profituity

Get the latest insights straight to your inbox.


Profituity Capterra Badge

© 2025 | Profituity, LLC. Profituity is a registered trademark. All rights reserved.

Contact Us

5500 Brooktree Road, Suite 104
Wexford, PA 15090

Stay Updated with Profituity

Get the latest insights straight to your inbox.


Profituity Capterra Badge

© 2025 | Profituity, LLC. Profituity is a registered trademark. All rights reserved.

Contact Us

5500 Brooktree Road, Suite 104
Wexford, PA 15090

Stay Updated with Profituity

Get the latest insights straight to your inbox.

Profituity Capterra Badge

© 2025 | Profituity, LLC. Profituity is a registered trademark. All rights reserved.